This one comes from my comments:
Stephen, I am 64, retired, a cancer survivor, and purchased a high risk plan my state offered three years ago, at $600 a month. Since then, my high risk plan sent me annual letters telling me about all the increases due to ACA and by December 2013, this plan charged $900 a month.
I purchased a $500 Obamacare compliant plan effective January 2014 to tiide me over until I turn 65 in July. First of all, it won’t count the cost of my semi-annual oncological blood work toward my out of pocket – nor will it negotiate the price down – I pay list price which I have never done before. It raised the price on a 3-month supply of a medicine from $35 to $800. My breast cancer surgeon and oncology checkups are more costly – the co-pays are huge – I pay nearly 90% of the physician’s fee.
Plus the out of pocket went from $3,000 to $6,000
HHS apparently has pushed the ACA compliant insurers to post a “reasonable” monthly insurance payment – by jacking up all the other expenses , jacking up the amount the patient pays in a co-pay situation, holding a gun to the patient’s head on drug costs, plus doublling the out of pocket.
If my experience is not exeption, if this is how this new universe works, expect fireworks next year when the working public gets surprised with HHS and their costly mandates. How are young amilies with savings in the range of $1,000 (which is common) to be able to afford any care at all with such high cash costs?
“Compliant,” by the way, ought to be one of the most repugnant concepts to American politics, but the times have certainly changed. That aside, if this story is at all typical of ACA compliant plans, then the Democrats had better hope and pray that nowhere near eight million have actually bought ♡bamaCare!!!-compliant plans.