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If I Can Fake It There, I’ll Fake It Anywhere

December 14th, 2013 - 2:44 pm

Professionals, artists and intellectuals in New York City, after years of struggling to obtain favorable terms from the health insurance industry,  now find their efforts negated by Obamacare.  Anemona Hartocollis relates the plight of the Big Apple’s elite in the New York Times.

Many in New York’s professional and cultural elite have long supported President Obama’s health care plan. But now, to their surprise, thousands of writers, opera singers, music teachers, photographers, doctors, lawyers and others are learning that their health insurance plans are being canceled and they may have to pay more to get comparable coverage, if they can find it.

They are part of an unusual, informal health insurance system that has developed in New York, in which independent practitioners were able to get lower insurance rates through group plans, typically set up by their professional associations or chambers of commerce. That allowed them to avoid the sky-high rates in New York’s individual insurance market. …

But under the Affordable Care Act, they will be treated as individuals, responsible for their own insurance policies. For many of them, that is likely to mean they will no longer have access to a wide network of doctors and a range of plans tailored to their needs. And many of them are finding that if they want to keep their premiums from rising, they will have to accept higher deductible and co-pay costs or inferior coverage….

The predicament is similar to that of millions of Americans who discovered this fall that their existing policies were being canceled because of the Affordable Care Act. The crescendo of outrage led to Mr. Obama’s offer to restore their policies, though some states that have their own exchanges, like California and New York, have said they will not do so.

These developments have precipitated a mini-cultural crisis in this exclusive set. How could this happen to us?

“We are the Obama people,” said Camille Sweeney, a New York writer and member of the Authors Guild. Her insurance is being canceled, and she is dismayed that neither her pediatrician nor her general practitioner appears to be on the exchange plans. What to do has become a hot topic on Facebook and at dinner parties frequented by her fellow writers and artists.

“I’m for it,” she said. “But what is the reality of it?”

“Ms. Meinwald, the lawyer, said she was a lifelong Democrat who still supported better health care for all, but had she known what was in store for her, she would have voted for Mitt Romney.”

Had she but known? But she must have known. People at this level of talent must have suspected the reality from the first, though some part of their psychology prevented them from facing it. Unlike low-information voters, they can add. Simple arithmetic would have shown that from the beginning Obamacare, in order to work, needed access to a source of funds that would enable it to pay for the uninsurable or those unwilling to buy insurance.

Meinwald and her friends had those funds.

When Obama announced he was inviting people who could not or would not pay for healthcare to the feast, that necessarily meant the bill would have to be stretched over those with money in their pockets.  And the NYC elite made the cardinal mistake of having some jake in the first place. The fact that they were successful doomed them. It meant that their fund — and all other well-managed enterprises — would have to be raided to subsidize the failures.

This is called a transfer payment. This is called redistribution. You may want or not want it, but you cannot pretend that redistribution does not redistribute.

If Ms. Meinwald wanted to avoid getting slugged, her group should have imitated Detroit. When you’re bust, you’re off the hook. No stash, no tab. Or, as classic Marxian theory puts it, from each according to his ability, to each according to his need.  Of course the modern Democratic Party has rewritten the slogan slightly to “from each according to his gullibility, to each according to his greed,” but that’s a mere detail; that’s progress for you.

What Meinwald may get is intangible. She’ll get first-class illusion. Illusion, Nathan Glazer once wrote, is sometimes a damned fine thing. Responding to Richard Herrnstein and Charles Murray’s argument that humans are unequal in The Bell Curve, the Harvard sociologist argued in the New Republic that “some truths may not be worth knowing. Our society, our polity, our elites, according to Herrnstein and Murray, live with an untruth. I ask myself whether this untruth is not better for American society than the truth.”

Comments are closed.

Top Rated Comments   
"The United States of America is based on an untruth, a myth, that “all men are created equal and are endowed by their creator with certain inalienable rights.”"

Untrue. The actual myth is that the founding fathers ever meant that interpretation. The English of that time made that same interpretation and criticism when they read the Declaration of Independence. That men are born with unequal talent and fortuitous circumstance, even the most moronic have always realized. To imagine that men of such exalted character did not realize the same is ludicrous. What Jefferson et al meant was that, all men are created equal in value in the eyes of the creator, that we are all loved and valued equally and endowed with the same inalienable rights by our creator. Jefferson and those who signed the declaration considered that implication in "all men are created equal" to be obvious, another 'self-evident truth'. One that Christ had made abundantly clear.

And whether Christian or Deist or Agnostic, the view that Christ had reached a deeper understanding of all that is good was virtually a unanimous view.
36 weeks ago
36 weeks ago Link To Comment
Obamacare was forced on the majority of the country by trickery, lies, and violations of law and the Constitution. More than a touch of corruption of legislators and the courts took place. And the contempt, and hatred by the Left against those of us knew what would happen, destroys ANY sympathy I might have for these people.

I blatantly wish medical catastrophe on these people. Either without insurance, or with the worthless Obamacare insurance. I hope that it attacks their livelihoods the way it affects those of us in the non-elite areas they detest. I hope NHS levels of care is all they can get.

As you have sown, so shall you reap.

Subotai Bahadur
36 weeks ago
36 weeks ago Link To Comment
Yep, a few years back I read a piece that said that various art charities and foundations were finding that cutbacks in things like military spending were drastically reducing their contributions.

It’s fine to say we should spend less on defense and more on opera and English drawing room plays that no one watches, but when you slash the budget and Lockheed Martin gets less money they quit sending so much funds to highbrow charities.

In NYC, Bloomberg even realized that. When the State of NY wanted to hike taxes on the rich, he would respond, “Good heavens, no! Who do you think is paying for everything now? If any more of them leave, we’re screwed!” The new communist mayor does not.
36 weeks ago
36 weeks ago Link To Comment
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35 weeks ago
35 weeks ago Link To Comment
Several years ago I dropped my subscription to PJTV because they were too far Left for me. Here is an example. Re "canceled and they may have to pay more to get comparable coverage, if they can find it."

I have no love for the Left. Nor do I care what happens to them - hopefully we will be rid of them. In no case is this an excuse for lying.

Here is the truth - they won't find it.

Here is why.

One can argue incessantly the differences in coverage between two policies. The one a person had before Obamacare and the closest one they will have to take to be comparable.

But there is another issue here. Before Obamacare if a person had a health plan, if the coverage included something the doctor - with your agreement - ordered it was done. There were no authorities between your plan, yourself and your doctor.

Whatever on paper similarities might exist between what your plan was and the closest Obamacare plan - not only is the difference more money but a more significant difference is the stated coverage on the Obamacare policy might well - indeed will be- on paper only.

Obamacare has written into it so many rationing areas where agencies, panels, commissions and committees will review coverage requests and will veto or not veto the request, that there is no way without knowing what these policies are and what decisions will be and what the mission and purpose of each committee, or panel or commission is and will be - that a person can say if a Obamacare policy is comparable to their pre-Obamacare policy.




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36 weeks ago
36 weeks ago Link To Comment
I still can't read past the "Professionals, artists and intellectuals in New York City" = "cultural elite". Without commenting first, that is.

Do they hand out the elite labels like food stamps?
36 weeks ago
36 weeks ago Link To Comment
Well I was NY photographer once, and young. And a Liberal Democrat. I would not have seen it coming back then because I believed government was there to solve problems and that it almost ALWAYS had the ability to do so. So I think these young professionals mostly didn't see it coming - not even in their heart of hearts. Anymore than Hitler Youth of Stalin's Pioneers saw reality coming.
36 weeks ago
36 weeks ago Link To Comment
With all due respect, I think today's NY liberals, university/silicon valley self-anointed elites, west coast/Hollywood types, etc...spout the CREDO as a de rigueur fashion statement of their respective elements, and whether or not big government has ever efficaciously solved any problem at all doesn't figure into their (so called) loyalties.

At least that has been my (brief) experience engaging any of them in conversation on either coast.

As wise, more highly evolved, superior beings, they may be genuinely shocked that any of this could become up close and personal, never imagining they themselves might be bushwhacked by the unaffordable care act.
36 weeks ago
36 weeks ago Link To Comment
The error these people made is the groups they belong to didn't grease Dems and Obama's reelect committees enough or at all to receive the coveted waiver unions and others have gotten. Ya gotta pay to play dummies. "We're the right kind of people, Obama's people". Schadenfreude!
36 weeks ago
36 weeks ago Link To Comment
It looks to me like Obama is playing the Knockout Game and is using the effects of Obamacare to score the K.O.
36 weeks ago
36 weeks ago Link To Comment
“I’m for it,” she said. “But what is the reality of it?”

Almost the perfect expression of the Democratic Party worldview that gave us this turkey.

Congress.

36 weeks ago
36 weeks ago Link To Comment
"I'm for it, so long as the other fellow pays for it."

Alas, as Margaret Thatcher noted, eventually, socialists do run out of other people's money.
36 weeks ago
36 weeks ago Link To Comment
Or as an old German saying goes:
"You have to be able to afford socialism"
Socialism: Wanna buy champaign with beer money
Of course, when you export all your manufacturing jobs to China all you're left with is beer money , sorry , 'chump money'.
36 weeks ago
36 weeks ago Link To Comment
I've always read that "created equal" phrase as meaning all were endowed with the same inalienable rights - not that they were all equally intelligent or equally capable in all endeavors.

Why some would argue that the meaning of that phrase is otherwise is astonishing - at least to me.
36 weeks ago
36 weeks ago Link To Comment
The only ones who would argue it are those demonstrably not equally intelligent.
36 weeks ago
36 weeks ago Link To Comment
Sometimes the stupid party is smarter than folks think. The Ryan plan is "let it burn". The Cruz plan is "shout from the mountains that we are trying to stop it". Together the result is this: (a) it will burn and (b) the Republicans will be able to point to their record of many, many times trying to stop it. Therefore no matter how the Dems and the MSM try and pin any blame on the Pubs they will fail. All the blame will land on the Dems. All of it. And the people in pain (the entire middle class) will respond by voting against the Dems.
36 weeks ago
36 weeks ago Link To Comment
"...Christ clapped in irons for the crime of telling the truth..."

What the leftist traitors in America and all of their minions, the administration spokespeople and its many enablers throughout the media, do relentlessly, day in and day out, to the American mind.

The Inquisitor

"...follows “the wise spirit, the dread spirit of death and destruction”, i.e. the Devil, Satan. He says: “We are not with Thee, but with him, and that is our secret! For centuries have we abandoned Thee to follow him”.

In our case, freedom, independence of spirit, personal initiative and responsibility are targeted for destruction from Mr. YDBT (you didn't build that) and his army of sycophants, acolytes & useful idiots.
36 weeks ago
36 weeks ago Link To Comment
I always viewed the YDBT message as a message within a message ... to the cronies that succeeded by bedding with their government sponsors. IOW the government giveth and the government can taketh away.
36 weeks ago
36 weeks ago Link To Comment
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