At his health care reform blog, Robert Laszewski notes that it’s been a “pretty quiet lately on the Obamcare front.” True enough — we muddled our way through the Healthcare.gov fiasco (the site still doesn’t have a functioning backend, which is like using your computer to run an abacus), and the American people are adapting themselves to the New Suckitude. All that’s about to change:
While the open-enrollment is now scheduled to begin until 11 days after the November election there will be plenty of renewal and cancellation letters going out in October––not the least will be more pre-Obamacare policies being cancelled this year now that their one-year extension is up––carriers aren’t necessarily allowing policies to be extended further.
Does this all sound confusing? Just wait until we approach the next open-enrollment with millions of people hearing about all of this complexity and having just four weeks to get their enrollment validated for January 1. The Obamacare anxiety index is going to be off the charts well before November 15th.
Add to all of this bigger deductibles for 2015 (those go up with cost trend as well as the rates) and more narrow networks as well as generally larger rate increases for the plans that got the most enrollment and there will be lots to talk about.
You’re gonna need a bigger drink.