Your ♡bamaCare!!! Fail of the Day

A very confusing article from Motley Fool, in which the author tries to discern ♡bamaCare!!!’s winners and losers:

Who wins and loses as a result of the hidden Obamacare penalty resulting from higher deductibles? The easy answer is that employees lose, since they’re paying more out of their pockets. However, there are also less obvious losers.
…
Another possible long-term winner is the U.S. taxpayer.

Good luck sorting out the workers from the taxpayers there, cowboy.