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Money Money Money

Yes, the market is still in the crapper. And it's going to stay there a bit. We won't see a real recovery in stocks until the Dow dips to 8,200 -- at a minimum.

And you can take the prediction to the bank.

NOTE: It's OK -- banks aren't in crisis. They're still better than stuffing money under the mattress. Although for the next 6-18 months, your best investment will be buying a house or improving the house you already own.

ANOTHER NOTE: Yeah, the dollar is now worth about the same as the euro. No big whoop, really. Greenbacks are still worth more against the euro than they were when the new currency debuted. For a fuller explaination, click here.