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by
Bryan Preston

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October 25, 2013 - 7:19 am
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It’s easy to get lost in the numbers: CareFirst is dropping healthcare coverage for 76,000 because of Obamacare.  In Florida, Obamacare is costing 300,000 their health insurance. State by state, Americans can expect to pay more to get less from the health insurance, again thanks to Obamacare. Millions of Americans who actually wanted to purchase health insurance through Healthcare.gov cannot, because the site was poorly built, still doesn’t work, and the Obama administration has yet to hold anyone accountable.

Behind all of these numbers, though, are real people.

Dr. Shaun Carpenter, 41, is a board certified emergency physician in the New Orleans area. He was part of a rescue team that helped evacuate critical patients during Hurricane Katrina in 2005. Dr. Carpenter is a family man, father of three children with another on the way. He also owns his own business, a private medical practice, and has several patents pending for wound-healing products.

Carpenter says that hospitals tend to treat ER physicians as independent contractors, so he was not allowed to join his hospital’s group health insurance policy. He and his family elected to obtain coverage through his wife’s employer.

Shaun Carpenter is also a patient. A few years ago he was diagnosed with a serious blood disorder called hereditary hemochromatosis.

“Hemochromatosis causes extra iron to gradually build up in the body’s tissues and organs. After many years, the excess iron becomes toxic—causing a slow death where the body literally rusts from the inside out,” he says in Iron Men, a documentary about the disease. He discovered that he had the painful condition after his brother was diagnosed with it.

Hereditary hemochromatosis is treatable and can be controlled through diet, but it can also get you labeled as carrying a pre-existing condition.

Add to the hemochromatosis, which is now under control, Dr. Carpenter has been stricken with cancer twice. He suffered and beat both lymphoma and melanoma, in 2003 and 2005, respectively.

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Top Rated Comments   
I would love to believe that. But never underestimate the media's desire to come to the democrats' rescue.
44 weeks ago
44 weeks ago Link To Comment
Obamacare was sold using a false analogy to auto insurance under which people satisfied their obligation to have coverage by buying liability insurance. The only coverage Obamacare recognizers is full coverage: liability plus collsion plus oil changes and tune ups plus washing and the occasional detailing.

All of this adds to the cost and has priced it out of the reach of many.
44 weeks ago
44 weeks ago Link To Comment
Democrats are going to lose big at the polls in 2014.

They are already running scared.

In 2016 we need to primary each and every RINO.
44 weeks ago
44 weeks ago Link To Comment
All Comments   (25)
All Comments   (25)
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I saw the CEO of the insurance company that is dropping coverage in Florida to some 300,000 people.. He said he was "transitioning" them to "more suitable" coverage (Obamacare compliant, i.e. more abortions, death panels).
44 weeks ago
44 weeks ago Link To Comment
It's stories like this that keep me up at night among other worries. Still waiting to see what Ocare is going to do to the group health plan I currently have (and like), not that that will matter for much longer. In June of 2012 my employer told me I'd be laid off in 2014 so that means not only will my job be gone but so will my insurance. In July of 2013 I was diagnosed with cancer.

Soon there will be no job, no insurance and probably no doctor to continue my care if this cancer isn't resolved by the end of this year-April at the latest when the job actually ends. "Stranded" is definitely the what I am feeling right now.
44 weeks ago
44 weeks ago Link To Comment
I will pray for a remission.

This points out how stupid it is to have health insurance tied to an employer. This would be easily remedied by minor changes to the tax law. (Another problem caused by government, institutionalized by government that could be easily fixed by getting government out of it. Anyone who thinks getting government involved is the fix for anything is either self-aggrandizing or a dupe. Or both.)

Per the NY Times:
"There is no good reason for any of this, aside from historical accident. During World War II, federal wage controls prevented employers from wooing workers with higher pay, so companies started offering health insurance as a way around the law. Of course, this form of nonmonetary compensation is still pay. When the war ended, the practice stuck."
http://www.nytimes.com/2003/11/02/business/on-the-contrary-why-do-employers-pay-for-health-insurance-anyway.html
44 weeks ago
44 weeks ago Link To Comment
BTW, the lay off IS due to Obamacare.
44 weeks ago
44 weeks ago Link To Comment
Also, the NY website says that some of the Bronze and Silver plans are NOT required to cover pre-existing conditions. So beware.
44 weeks ago
44 weeks ago Link To Comment
Believe him. This is happening to a ton of us in NY. I belong to a professional association that purchases insurance at a group discount (6 years ago it was $375/month, now it's $688/month...). Full service HMO, but now pays only 80% (was 100% after $1000 deductible 2 years ago).

It's being discontinued on Dec. 31st. The Obamacare garbage on offer is Terrible: if the insurance companies had had the nerve to sell plans for over $400/month that only pay 60% of routine expenses, and only 50% -- that's right, HALF -- of your hospital bills, the Leftists would have gone "able sugar" on them. Oh, but when They do it, they're just being Humanitarians.

To top it all off, now we're going to be doubly shafted because we won't have ANY insurance for at least the first quarter of 2014, even the Obamacare garbage: they can't get their act together and you can't even access the site to find out what your "choices" are.

/spit/spit/spit

If the Republicans can't make any hay with this, they're a pack of eunuchs.
44 weeks ago
44 weeks ago Link To Comment
It's bad enough that Dr. Carpenter lost his primary coverage, but if the individual mandate is delayed, where will he get health insurance? If during the delay, insurance companies once again are able "rate" people with pre-existing conditions, Dr. Carpenter likely won't find coverage - anywhere.
44 weeks ago
44 weeks ago Link To Comment
Bryan, You are on fire lately. So many great articles. Kudos!
44 weeks ago
44 weeks ago Link To Comment
Thanks! It feels like I've been in a slump.
44 weeks ago
44 weeks ago Link To Comment
We should be happy that Congress, the President, and other bigwigs aren't subject to Obamacare, so at least they are safe.
Whew! I was worried about them.
44 weeks ago
44 weeks ago Link To Comment
Obamacare was sold using a false analogy to auto insurance under which people satisfied their obligation to have coverage by buying liability insurance. The only coverage Obamacare recognizers is full coverage: liability plus collsion plus oil changes and tune ups plus washing and the occasional detailing.

All of this adds to the cost and has priced it out of the reach of many.
44 weeks ago
44 weeks ago Link To Comment
This is the Hope&Change! that America voted for. Twice.

Be sure to remind you friends and neighbors of that fact on a regular basis.

Forward!
44 weeks ago
44 weeks ago Link To Comment
Forward? We must vow to "Endeavor to persevere."
44 weeks ago
44 weeks ago Link To Comment
I always put those thick "Important Notice About Your Plan" letters in my file cabinet unopened. Maybe I'd better take a look.
44 weeks ago
44 weeks ago Link To Comment
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