ANN ALTHOUSE:

I’m one of those people that pay the entire balance every month to avoid paying any interest, and being told I’ve been taking a free ride all these years does not soften me up to pay my supposed fair share to support the credit card system. I just won’t use the card if that’s the deal. I’ll switch to a debit card or pay cash.

I’m still waiting to be told how this credit-card plan will stimulate the economy. I have my doubts . . . . Interesting discussion in the comments.