21stCENTURY RELATIONSHIPS: Boomer divorce: A costly retirement roadblock. “Baby Boomers are divorcing at a surprising rate, and that will have huge implications for their lives in retirement. . . . That pool of money that was going to fund retirement for a couple will now be split in half, and must now fund retirement for two people living separately. That costs a lot more. And that means people must either temper those retirement lifestyle expectations or delay retirement altogether.”