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by
Bryan Preston

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April 28, 2014 - 2:11 pm

It’s going to go up.

With the results sure to affect politics as well as pocketbooks, health insurers are preparing to raise rates next year for plans issued under the Affordable Care Act.

But how much depends on their ability to predict how newly enrolled customers — for whom little is known regarding health status and medical needs — will affect 2015 costs.

“We’re working with about a third of the information that we usually have,” said Brian Lobley, senior vice president of marketing and consumer business at Pennsylvania’s Independence Blue Cross. “We’ve really been combing the data to get a first look.”

The Democrats foisted this criminal law on the American people. Yet even while it is failing, and it’s motivating voters to vote out the Democrats who voted for it, Republican resistance to it seems to be crumbling. Which is odd, going into an election which could prove to be a referendum on repealing it, or at least could be called that once Republicans win it.

Even though it may really pinch Americans very hard after the mid-terms, and we’ll get the estimates before the mid-terms.

The 2014 enrollment period closed at the end of March for most consumers. Carriers selling medical plans on HealthCare.gov must file initial 2015 rate requests with federal regulators in late May or June — even though they have little idea about the health and potential costs of their newly enrolled members. Deadlines also loom for state-run exchange filings.

WellPoint, the biggest player in the online exchanges, is talking about double-digit rate hikes for 2015. Such increases would give ammunition to Republican critics before the November elections.

Yes, they would. If the Republicans choose to run to win.

Bryan Preston has been a leading conservative blogger and opinionator since founding his first blog in 2001. Bryan is a military veteran, worked for NASA, was a founding blogger and producer at Hot Air, was producer of the Laura Ingraham Show and, most recently before joining PJM, was Communications Director of the Republican Party of Texas.

Comments are closed.

Top Rated Comments   
"The system will be so evidently bad that even more people will want change."

That has been a popular position with some members of the party, especially those in the more leaderership oriented dont-make-waves crowd.

http://online.wsj.com/article/SB10001424052702304526204579097443230322758.html?mod=hp_opinion

The problem is that implementation hasn't caused the popularity of the law to crumble. So far its been the opposite, support is increasing and opposition is eroding as the oft-predicted doomsday scenarios fail to materialize.

Wait-for-it-to-crumble doesn't work now that repeal means reinstating "pre-existing conditions" on the entire country.
25 weeks ago
25 weeks ago Link To Comment
Alternate formulation:

"Fear not, In 2017 President-for-Life Obama will institute a single payer system".

When the Republican Party collapses after pushing through Amnesty and now publicly giving up on repealing Obamacare; there will be no one left to even pretend to object.

Subotai Bahadur
25 weeks ago
25 weeks ago Link To Comment
The GOP establishment does not want to repeal Obamacare. Not a single one of the House leaders or some of the GOP bigwigs in the senate want to repeal it. They want it just as much as the dumocrats do. It expands the power of the government and that is what the elite (GOP and Democrats) want.
25 weeks ago
25 weeks ago Link To Comment
All Comments   (26)
All Comments   (26)
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You may be an Obama supporter, but are you really willing to support others who will be given your tax money to pay for their health insurance? Those Obamacare subsidies are your tax money. Your rates go up to support them and your annual deductible amount goes up, too. Obama is trying to delay this, but from then on FOR THE REST OF YOUR LIFE you will pay those higher rates and deductible costs. Since the Democrats all voted for it, they can’t be depended on to join the effort. It’s up to us to vote for Republicans to get enough people in office who want to repeal the law. This is for all government levels. Remember, it’s YOUR money, so vote your pocketbook. This situation is hardly different from your taxes being assigned to support an illegal alien, and that will happen when Amnesty is the law. If you don’t believe that surprise is buried in Obamacare, see
http://www.kaiserhealthnews.org/stories/2012/october/11/health-care-immigrants.aspx Also, medical taxes go up in 2014. See http://obamacarefacts.com/obamacare-taxes.php Join with us to our mutual benefit in the Primary elections and in November 2014.
25 weeks ago
25 weeks ago Link To Comment
So the opposition party's representatives in congress don't want to repeal Obamacare and DO want amnesty. Let's hear the usual GOP zealots tell us again why there is supposedly a difference between having them or the Democrats themselves in office.
25 weeks ago
25 weeks ago Link To Comment
Obama was pretty crafty in postponing the enforcement of the bulk of the law until after the 2014 elections. People have short memories. 2016 is another story, because then we will see the full thrust of the law replete with massive policy cancellations and premium increases. The wit for it to implode scenario might make sense then.
25 weeks ago
25 weeks ago Link To Comment
But they have been very crafty (your word - my word lawless) in that they are also deferring much of the pain that would have come this past year (delay of employer mandate) and this year (trying to put off the cancellation of policies) and later this year (there's something else in regards to the employer mandate that they pushed beyond the Nov 2014 election.
So I'm not sure we WILL see the full thrust of the law...
25 weeks ago
25 weeks ago Link To Comment
Are you talking about the Republicrats or the Demolicans?
25 weeks ago
25 weeks ago Link To Comment
I really hate obamacare and I hate anyone in office that is not committed to repealing it. BUT... there are a lot of things that cannot be undone over night if the repeal is successful. Insurance companies can't just dream up new healthcare rules and then enact the policies without study and calculations. If obamacare is repealed what do we all revert back to the next day? How do we buy new policies when they are not available. If you get ill what do you do if you had an obamacare policy? What will the new rules be for states? What about the money obamacare stole from Medicare? What about all of the new taxes that have been incurred because of it? If a doctor has already done his work and the obamacare policy is defunct how does he get paid? The Repubs had better have some answers BEFORE they repeal this monster or they will have created one twice as big.
25 weeks ago
25 weeks ago Link To Comment
Repeal of Obamacare doesn't mean cancelation of the policies. If you like your Obamacare you can keep it. Removal of federal mandates means state mandates become the rule. What one needs is a repeal of Obamacare and a federal law prohibiting state mandates so that insurance companies can create policies tailor-made for each customer. The individual will have to decide what provisions to include given their budget.
25 weeks ago
25 weeks ago Link To Comment
One thing that is definitely covered in Obamacare is painkiller.

How may enrollees have the pain of their high premium numbed by an infusion of government subsidy? Aaaahhhhhhh...that makes it easier now, doesn't it?

How many insurers have the pain of losing money on health insurance exchange enrollment relieved by government reinsurance, risk corridor, and risk adjustment? Oooohhhhhh, that takes away some of the sting of transitioning to national health insurance doesn't it?

You can bet that if government handouts to insurance companies weren't in play, they would be making a lot of ugly noise right now. But everyone is anesthetized.
25 weeks ago
25 weeks ago Link To Comment
"Even though it may really pinch Americans very hard after the mid-terms, and we’ll get the estimates before the mid-terms."

This is where I'm not clear. Who will get estimates of higher premiums, co-pays , etc., in the fall? Will individual Americans receive letters alerting them about what's coming down the pike? Or will insurance companies merely merely put out general statements about the changes they foresee--which few will pay attention to?

The real question is whether Obama's fiddling with the law makes it likely the full import of what's going down won't be realized until after midterms.
25 weeks ago
25 weeks ago Link To Comment
I'm already victimized by O'Drama-scare. What's next, do I have to divorce my Husband, go on welfare & get Medicaid? That is a possibility I would rather not entertain, but who knows what's next...I certainly don't.
25 weeks ago
25 weeks ago Link To Comment
Hey, republicans and democrats are merely squabbling over how to best manage the plantation for the oligarchy. Just think of a ven diagram with two circles intersecting. They're just quibbling about the size of the intersection and who gets screwed and tattooed.
25 weeks ago
25 weeks ago Link To Comment
Isn't repeal a moot point at the moment, with the Democrats running the Senate and the Presidency? I think the next time we've got tic-tac-toe, House, Senate and Presidency, it will be repealed. And I don't buy that this will be difficult. The system will be so evidently bad that even more people will want change.
25 weeks ago
25 weeks ago Link To Comment
"The system will be so evidently bad that even more people will want change."

That has been a popular position with some members of the party, especially those in the more leaderership oriented dont-make-waves crowd.

http://online.wsj.com/article/SB10001424052702304526204579097443230322758.html?mod=hp_opinion

The problem is that implementation hasn't caused the popularity of the law to crumble. So far its been the opposite, support is increasing and opposition is eroding as the oft-predicted doomsday scenarios fail to materialize.

Wait-for-it-to-crumble doesn't work now that repeal means reinstating "pre-existing conditions" on the entire country.
25 weeks ago
25 weeks ago Link To Comment
Eventually people will realize that the value proposition of insurance is nil, that Obamacare is a tax, and that single payer is on its way, which ultimately will mean death panels(how's a bankrupt country gonna finance care for all those baby boomers it infected in the 50's and 60's with sv40).

Doctors already want to opt out, patients will soon want to opt out. But wait there's more: the delayed implementation of ICD10 and DSM V will put more pressure on the backend system that's not built, EHR requirements will create more bureaucratic control and 'best practice' determinations by those same bureaucrats, and alternative medicine by definition will disappear. Cloward meet Piven.
25 weeks ago
25 weeks ago Link To Comment
I'm all for the House refusing to fund Obamacare, shutting down the government over that issue if you will. But we know they are not willing to go toe-to-oe with the administration. How else would you repeal now, with just the House? If you know, please tell us.
25 weeks ago
25 weeks ago Link To Comment
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