STUDENT LOANS MEET THE FUTURE: “The student loan market has become a classic blue model example of good intentions gone wrong. In the beginning, subsidized federal loans helped make a college diploma part of the American Dream, but over time the combination of rising tuition costs and some dubious choices regarding course selection have saddled students with increased debt levels and decreased earnings prospects, leading to an ever more dysfunctional system.” But some people are working on a solution.