BIGGEST COLLEGE REGRETS: “The day that I signed on the dotted line of my promissory note, I didn’t even understand what it would mean to have to pay back more than $40,000 in student loans. I’ll tell you what it means: living in a crappy apartment in Queens well into my 30s. I vaguely remember my dad trying to get the message through to me, but I must have had cotton in my teenage ears.” As stories like this spread, the higher education bubble will deflate.