EVERYTHING SEEMINGLY IS SPINNING OUT OF CONTROL: October 2015: The End of the Swipe-and-Sign Credit Card. “It’s a payment ritual as familiar as handing over a $20 bill, and it’s soon to go extinct: prepare to say farewell to the swipe-and-sign of a credit card transaction. Beginning later next year, you will stop signing those credit card receipts. Instead, you will insert your card into a slot and enter a PIN number, just like people do in much of the rest of the world.”