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Your ♡bamaCare!!! Fail of the Day [LINK FIXED]

April 10th, 2014 - 8:20 am

Megan McArdle is still on the case of the mysterious numbers inside the recent RAND study on who’s enrolled and who isn’t:

OK, so why is this puzzling? Well, umm, what’s all that employer-sponsored insurance doing there? Why did so many people with “other” insurance lose it? There is nothing in Obamacare that should have caused either outcome; the employer mandate hasn’t even taken effect.

I mean, I could tell a story about how the exchanges make a trivial contribution to solving the problem of the uninsured, but a lot of uninsured people who are afraid of the individual mandate bite the bullet and sign up for that employer-sponsored insurance they’ve been declining because their share of the premium is $150 a month. Where the existence of the exchanges causes a lot of companies to dump their retirees onto the individual market in order to pick up some subsidies. Where people who already had individual policies take one look at the new premiums they have to pay and decide it’s better to just sign up for their spouse’s insurance, even if they have to pay the whole premium for the additional coverage. It’s not a particularly flattering story for Obamacare, but it’s a story you can string together from these data.

A riddle wrapped in a media fog inside a stonewalling Administration.

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From Megan's article:

"In fact, we know that at least one midpoint is quite far from the truth, because there is no way to reconcile the 3.9 million people it says bought exchange policies with the Barack Obama administration’s official data showing that 7.3 million had selected exchange plans by the end of March."

Bulls**t. McArdle knows darn well what those numbers mean, she's just not going to print it on Bloomberg without verification. The administration is, ahem, shading the truth about the 7 million signups. Seven million people registered on the website and put plans in their shopping cart so they could see the cost. 3.9 million of them apparently completed the process and (maybe) paid the bill.

Now, a 56% funnel-completion rate is not bad at all. If only 80% of the 3.9M actually paid the bill, a 45% funnel completion rate is still not bad. But clearly the exchanges are not insuring the uninsured--everyone who can is running away from the exchange policies.

At this point the political question comes down to whether the Medicaid signups are enough to re-elect the Democrat party, in my opinion.
28 weeks ago
28 weeks ago Link To Comment
"A riddle wrapped in a media fog inside a stonewalling Administration."

A media smoke screen, not a media fog.
Difference: fog is a natural phenomenon that shields the facts from the media that have failed to see thru the fog; a smoke screen is created by the media to shield the facts from their audience, a deliberate act by the media to deceive.
28 weeks ago
28 weeks ago Link To Comment
I stand corrected -- as I often do.
28 weeks ago
28 weeks ago Link To Comment
Just from my own situation, Obamacare caused the law firm that I work for to go from a really great benefit plan to one with a huge deductible before you get any real benefits (except for, you know, mammograms that I don't need, being a man.)

Thankfully, my wife just started a new position at the state university, so I can get essentially the same plan that I had at work, for the same price that I paid last year, on her gold-plated state-run benefits plan.
28 weeks ago
28 weeks ago Link To Comment
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