O.K so the port wine stain might be a condition, but it should be an insurance option and not a mandate. Why would you want something that you do not have to be covered in an insurance policy.

If this is a birthmark then it would be noticed in infancy and could be corrected possibly without coverage or Leslie Nielsen could rub it off like he tried to in one of his movies where he was giving Gorbachev a fantastic nuggy trying to wife the thing of his head.