#76, jharp, apologies, some misspellings:

“Take Medicare. Medicare Insurance pays he cost of treatment that the doctor prescribes of deems necessary. Medicare pays, but makes no medical decisions as to what is medically required. THE DOCTOR DOES.”

should read: Medicare Insurance pays the cost of treatment that the doctor prescribes as he/she deems necessary for the patient. the Doctor then bills Medicare.

And this is how this should read:

“Insurance companies know this, that’s why they want to set the terms of who gets (what) health care [instead of the doctor] and who is denied (as well), and they want to be able to bill the National Government for the cost of (the) premiums, an idea worse than what we have already.