Vivo:
Examples please of health insurance making “excessive profits” (Return on Equity after tax) and health insurers rejecting coverage.

Both accusations are ridiculous. Health insurance companies don’t make gigantic profits. They do have to spend millions to comply with different regulations from every state. And, spend millions more to deal with ambulance chasing lawyers. Neither of these costs are being addressed in this legislation.

As for denial of claims – ridiculous. The state DOI’s specifically lay out what services are covered. If you think you are being inappropriately denied, just contact your state DOI – it will be resolved pronto.