One of the factors that is driving the inflation of tuition and the growth of a number of sub-par institutions is the health insurance factor. My older children were forced into continuing their post-HS education in studies they neither wanted nor needed; however, entry level jobs do not provide health insurance,and the only way that they could maintain their health insurance coverage as a dependent on their father’s plan was to remain in school. All of them are in the workforce now, with decent jobs that pay good benefits; however, their university education did NOT help them secure these jobs, and, in their view, was a complete waste of time and money. However, this hidden agenda does help the universities, who manage to keep a boatload of 21-23 years old “on the plantation” filling seats in useless courses for health insurance coverage. Complete silliness.