<?xml version="1.0" encoding="utf-8"?><rss version="2.0"><channel xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/"><title>PJ Media</title><link>https://pjmedia.com/richardfernandez/2011/11/16/the-golden-years/feed/</link><description>PJ Media is a leading news site covering culture, politics, faith, homeland security, and more. Our reporters and columnists provide original, in-depth analysis from a variety of perspectives.</description><language>en-us</language><lastBuildDate>Wed, 10 Jun 2026 06:14:18 -0400</lastBuildDate><item><title>The Golden Years</title><description>&lt;![CDATA[A financial study cited by CNN says that many Americans should plan on working until age 80 in order to afford their retirement.  &amp;#8220;Because of the growing gap between actual savings and savings goals, many Americans are scrapping the idea of a concrete retirement age altogether and are instead working as long as it takes in order to save up enough to live comfortably in retirement.&amp;#8221;  Some said that working into the later years was psychologically rewarding.]]&gt;</description><pubDate>Wed, 16 Nov 2011 13:46:40 -0500</pubDate><creator xmlns="dc">&lt;![CDATA[Richard Fernandez]]&gt;</creator><enclosure url="" type="image/jpeg" length="123" /><link>https://pjmedia.com/richard-fernandez/2011/11/16/the-golden-years-n191145</link></item></channel></rss>