1. Track Progress on a Physical Calendar Every Day.
Each day I will take steps forward in one or more areas listed below. Then I will track my consistency using my own version of a Seinfeld calendar, and blog my progress on Saturdays.
2. Write a New Budget.
In Covey’s first book, The 7 Habits of Highly Effective People, he points out that the number-one habit of highly effective people is that they “happen” to things: things don’t “happen” to them. So, I will create a new budget and adhere to it faithfully.
3. Assess Our Lifestyle.
It’s time to take inventory of our own values; we must ask ourselves some hard questions. Does our current lifestyle reflect our values? Is our current lifestyle sustainable? Is it time to downsize our home? Do we retire or shift gears and change directions?
4. Cut Our Living Expenses by 40%.
Nothing is off the table. Electric bills, cable, Internet, phone, and insurance must be scrutinized and cut to the bare essentials.
5. Find Ways to Bring Up Our Income by at Least 40% and Beyond.
At the end of the 13 weeks, I want to have a plan in place, so that for the following 13 weeks we can implement it to raise our income both short and long term.
Perhaps most importantly, I’m placing my trust in scripture: Jeremiah 29:11
“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.”