IN RESPONSE TO QUESTIONS, those lake photos below were taken with my old Toshiba not the Nikon. I don't think you can buy the Toshiba any more, and I think the quality on them is uneven, but this one produces good images even in large sizes. (In fact, a reader blew this picture up to 20x24 -- I sent the original-size file -- and says it turned out very well.) Megapixels, past a certain point, are mostly marketing. The Toshiba has an excellent Canon lens, and that makes a big difference. Keep that in mind when shopping for cameras yourself: Glass matters.
UPDATE: Reader John Marcoux emails: "Glad to see this camera tip. Instapundit has been notably deficient lately in consumer reports."