Suppose instead that a prosecutor started complaining about bogus appraisals? 18 USC 1014
Suppose the prosecutors, to a man/woman, chose to ignore such criminality so as not to cause a panic?
What good are laws, if not applied early and aggressively, and with an even hand. Let’s not blame the wrong party here.
The money that was lent, if in violation of 18 USC 1014, can be traced to the seller who got more than their property was worth. It did not go poof like a Fairly Odd Parent. Void the transaction and we can just unwind some of the nonsense, or at least give it a try, and restore the innocent parties to where they had been had their been no appraisal fraud.
I am not in favor of a legislative blanket grant of immunity/pardon to the long list of criminally culpable parties.





