Delia: And the unsustainable grand-daddy of all pyramid schemes, Social Security, is close to finding out the suckers aren’t being born every minute any more (only every minute and half) so you’re right- the juggled balls will come tumbling down. The only question is when.
I would prefer to opt out of SS, take all the money I’ve already paid in, plus keep paying in the SS money what I’m paying now – put it into an account with my name on it (and I really don’t care if it even earns interest in the interim) then let me have it when I turn 65, and I won’t ask SS for anything when I turn 65. Plus, if I happen to die before age 65, my kids get what I’ve paid in until then. Would SS take this deal? Not on your or my life.





