A Comment About

Health Care Reform vs. Universal Health Care

May 5, 2009 - 12:02 am - by Paul Hsieh
John Moore
2009-05-05 17:32:59

3) Free-market health care reform can and does work

I have yet to see a solution that solves the following problem:

You pay (through your employer) health insurance premiums all your life. You then develop a chronic illness and lose your job.

Please explain how this person, without government intervention, will be able to continue to pay for health care?

Currently, insurers, in order to prevent adverse selection (people waiting until they are sick to buy insurance), prevent those who are sick and without insurance from buying in – EVEN if they have been paying into the system all their lives.