Goy,
Insurance is expensive because governemnt forces insurance companies to provide services withpout allowing for background checks. Insurance is expensive because government limits the prurchase of insurance to regional areas. Insurance is expensive becauses government forces companies to coverage for things most people don’t need, in vitro, chiropractor, and acu-puncture. Government does all this in the name of fairness.
Insurance is profitable and in a free market people love profit. New companies would enter the feild and old companies would lower their prices. Government should allow doctors and patients to contract with any insurance company they want to. They should allow insurance companies to provide any coverage they deem to be profitable.





