PJ Media

I had one of those high-deductable plans with Sun Microsystems, through Aetna, and it was by far the best experience I ever had with health insurance. The exact plan had a $750 per year payment for basic care; up to that limit, there were no complications. They just paid. From there up to some higher limit (maybe $1500? I never actually reached it), I paid, but could use my flexible spending account to pay with pre-tax dollars. After that, it was an old-fashioned major medical plan.

Easy, and I suspect it was less expensive too — at least, it took less from my “cafeteria” benefits than anything other than Kaiser.