Well, you see, the health insurance industry hasn’t been a free market in decades… probably since the newly-formed Blue Cross plan got tax exemptions (1929), and certainly since the start of Medicare. You did realize that many insurers refuse to pay more than Medicare does, right?
In short, the pre-ObamaCare health insurance market was at best semi-free, and perhaps not even that much. So you really have no idea what a free health insurance market would be like, unless you were born in, say, 1901, meaning you’d have been 18 in 1929, so you’d have had the chance to see the pre- and post-government-intervention markets personally and with enough maturity to understand what you were seeing.
Somehow, I doubt you’re 110 years old, so you don’t have any experience with a true health insurance free market.
