Get PJ Media on your Apple

Will HealthCare.gov Be Fixed in Time to Save Obamacare?

Should an Obamacare "drop dead date" be set?

by
PJ Editors

Bio

October 22, 2013 - 12:21 pm

The New York Times reports that an IT expert says “as many as five million lines of software code may need to be rewritten before the Web site runs properly.” Rich Lowry likens the website to the The Walking Dead, pointing out that “it must be dawning on the White House that it is presiding over a fiasco that not only threatens the viability of its health-care law, but the president’s central conceit that the mandarins of the administrative state are wise and capable enough to manage a large portion of our national life.”

The problem the administration has is that without a functioning website, consumers cannot easily sign up for insurance. A day is coming — certainly no more than a couple of weeks away — when HealthCare.gov must be operational or there will not be enough time for people to comply with the law and avoid the fine. This will result in delaying the implementation of the individual mandate and perhaps other parts of Obamacare as well.

Megan McArdle writes of the Obamacare “Death Spiral”:

Without the exchanges, the death spiral seems almost assured. The amount of work required to find a policy, figure out your subsidy, buy coverage and file the paperwork will be very high. And it’s unlikely that folks who can’t even be bothered to go to ehealthinsurance.com right now will do it. The Affordable Care Act made the task of signing up young healthy people on the exchanges even harder with its much-loved requirement that companies allow kids to stay on their parents’ policies until they’re 26, which took millions of potential buyers out of the pool. The ones who are left are going to be disproportionately poorer and less well educated than the middle-class offspring who can get cheap insurance through mom and dad. There’s a reason that virtually every person you’ve seen written up in an article as they tried to get insurance at a community center or clinic is some combination of over 55, retired or afflicted with a serious chronic condition.

Once the death spiral happens, it’s very difficult to recover from. That’s why if the exchanges don’t work soon, we need to hit the reset button and try again next year. This will be very, very difficult: Insurers are already selling policies under the new regulations, and those regulations have driven up costs for existing buyers. People who have been counting on being able to buy insurance through the exchanges will have to spend another year without. And of course, it will be politically embarrassing. But it will be even more politically embarrassing to get to December and find out that we have commanded millions of Americans to buy insurance on a system that doesn’t work. And it is not a good bargain to cover some people now, but in doing so, to make insurance unaffordable for millions more in a few years. If we can’t launch the system correctly, then we need to wait until we can.

McArdle mentions a “drop dead date” for Obamacare of November 1. If the site “cannot reliably process 50 percent of its users on Nov. 1 — and I mean from end to end, including sending a valid enrollment file to the insurer — then the administration should ask for a one-year delay of Obamacare’s various regulations, including the individual mandate.”

You’ve heard from the experts and the pundits. Now it’s your turn. Will the Healthcare.Gov website be fixed in time to save Obamacare? Share your thoughts with readers below. If you haven’t registered to comment, please take a few seconds to do so.

Comments are closed.

Top Rated Comments   
What was not designed to work can not be fixed. It was never about health care or insurance, but gaining control of the populace through subterfuge and fraud and it can not and will not even do that! This was like putting a bunch of children with basic knowledge of slingshot design into a room and telling them to design an atomic weapon, and in a ridiculously short period of time and no capability to read or consult any source of knowledge! And not just that, but come out with an Atomic weapon that looks like an inexpensive automobile!
26 weeks ago
26 weeks ago Link To Comment
Obamacare needs to die a quick communist death and revert to the GOP plan of 2009.
26 weeks ago
26 weeks ago Link To Comment
All Comments   (49)
All Comments   (49)
Sort: Newest Oldest Top Rated
Obama doesn't care about any of this. His goal remains the same. Destroy any and all opposition, form a central government with one party rule. Unless the Republicans actually do things to oppose him, he will succeed.
23 weeks ago
23 weeks ago Link To Comment
Google is paying 80$ per hour! Just work for few hours & spend more time with friends and family. Yesterday I bought a top of the range Lancia after having made $9458 this month. Its the most-financialy rewarding I've had. It sounds unbelievable but you wont forgive yourself if you don’t check it out WWW.Pow6.com
25 weeks ago
25 weeks ago Link To Comment
There isn't a snowballs chance in Hades that this webpage can be resurrected within one or two weeks, therefore certainly the mandate must be delayed, or the "death spiral" will begin. No other way around it!
25 weeks ago
25 weeks ago Link To Comment
my best friend's mother makes $68 hourly on the laptop. She has been laid off for 10 months but last month her payment was $21628 just working on the laptop for a few hours. why not try these out-- ----WWW.Rush64.COM
25 weeks ago
25 weeks ago Link To Comment
A more important question is "HOW did we allow ourselves to become a dictatorial country". What has happened to the government model we all learned about in high school? Why do we ALLLOW the law makers to design a law that does not pertain to them but only to us. Lets stop the madness and take our country back. If you want to pass a law about health care in the senate or the house, then YOU POLITICIANS HAVE to live under the same law....sorry no more FREE HEALTH CARE FOR LIFE for you...welcome to WE THE PEOPLE!
26 weeks ago
26 weeks ago Link To Comment
It depends on what is meant by fixed. Will large numbers of people be able to do as promised with it? Probably, maybe.
Will they sacrifice security and "safety" to get it working quickly? Probably.
Will it matter once enough people start freaking out about the high price and pass the word.
Will it still need to be fixed if the numbers of visitors is low because so few will actually benefit from it, I mean will they blame the software for the low numbers?

I have been posting this link from Cornell law school about the penalty. It seems there is an interpretation problem with the amount. Is it 95.00 per year, or per month. The penalty is per month, the amount is a formula.

26 USC § 5000A - Requirement to maintain minimum essential coverage
http://www.law.cornell.edu/uscode/text/26/5000A
My point being, here is an example of an important part of the bill and should be plain and simple. It even sounds like it could be. There have been many different answers commented back. How can this actually work as they say it will?
And if it does, fat chance the amount of young people they need will sign up for many reasons.
I think they will get the front end fixed just before the back end collapses. (and it will take them months to take it down after that).
26 weeks ago
26 weeks ago Link To Comment
Ask Microsoft, Adobe and Sun Microsystems how long it takes to get the bugs out of software. The process never ends. Meanwhile, identity theft abounds.
26 weeks ago
26 weeks ago Link To Comment
An oaken stake thru it's heart should about "fix" Obama(doesn't)Care, now that we have passed it and KNOW what is in it! Had he delayed the individual mandate, NOT the employer mandate, there would have been larger numbers of healthier people (those able-bodied enough to hold a job) whose incomes are above "subsidy" and "tax credit" cutoffs paying premiums to the insurance companies (who then just might not show a huge loss at the end of 2014). Keeping the individual mandate instead means that large numbers of those most desperately in need of costly treatments (and frequently too sick to hold a good-paying job) are going to flood insurance companies with their applications, followed shortly thereafter with the flood of payment demands from their healthcare providers. Their premiums? Highly "subsidized" by somebody elses taxes. The younger, healthier workers will pay the fine to the government and risk going without health care insurance. What does the government DO with that money from those fines? The ONE insurer in my state will be fortunate to not show huge losses by the end of 2014.
26 weeks ago
26 weeks ago Link To Comment
Although it is possible that the Administration made an epic mistake with the rollout of the website and so many mistaken promises, I agree with a news program I glanced at last night that showed clips of all of the main Democrats that want a one payer system. Is it possible that this fiasco will lead to such chaos that the ONLY remedy is a single payer system? Those people in the WH are not dumb but are determined to get their way. I'd be willing to bet on it. They will assure everyone how cost effective it will be if the whole country is on a Medicare type of program (that is apparently what Britain and Canada are on), and some doctors agree. I bet we hear an announcement of all the advantages of a single (government) payer system and the public will rush to accept it as an alternative to no insurance. The administration will get its way by hook or by crook.

26 weeks ago
26 weeks ago Link To Comment
The clips I saw were on The Kelly File on 10/21/13.
26 weeks ago
26 weeks ago Link To Comment
The greatest damage to the country is when overzealous government agencies cause citizens anguish, time and lawyer's fees by intimidating and falsely fining or arresting citizens in spite of a law's illegality. The blame must be placed on the writers of ill-conceived laws that are eventually found to be unconstitutional, or otherwise flawed. Such laws cost citizens time and money defending themselves against such laws. Makes you wonder if certain elements of the Executive Branch and DOJ are practicing the strategy expounded by Marx and Alinsky, and Cloward-Piven.
26 weeks ago
26 weeks ago Link To Comment
You are spot on with Cloward/Piven . 3.5 trillion spent in the last 5 years on welfare. That's not including the money states spend on welfare, just federal. This is without a doubt redistribution of wealth with a side order of loss of incentive and freedom. If welfare recipients could only see that they are becoming financial slaves of the big government. This is exactly how Rome fell with gifts from the public treasure!
26 weeks ago
26 weeks ago Link To Comment
Also makes me wonder, coup?
26 weeks ago
26 weeks ago Link To Comment
1 2 3 4 Next View All