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	<title>Comments on: Today&#8217;s Health Insurance Ain&#8217;t Insurance</title>
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		<title>By: Andrea the health store</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-1729286</link>
		<dc:creator>Andrea the health store</dc:creator>
		<pubDate>Sat, 26 Nov 2011 09:25:51 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-1729286</guid>
		<description>I&#039;m now not certain where you are getting your information, but good topic. I needs to spend a while finding out more or figuring out more. Thank you for wonderful information I was on the lookout for this information for my mission.</description>
		<content:encoded><![CDATA[<p>I&#8217;m now not certain where you are getting your information, but good topic. I needs to spend a while finding out more or figuring out more. Thank you for wonderful information I was on the lookout for this information for my mission.</p>
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		<title>By: isabel king</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-503768</link>
		<dc:creator>isabel king</dc:creator>
		<pubDate>Mon, 22 Mar 2010 00:45:59 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-503768</guid>
		<description>I am just a little fish in a great big pond,I FEEL THINGS ARE NOT GOING WELL FOR THE AMERICAN PEOPLE AT THIS TIME.WE HAVE NOTHINGATHIS TIME.Let us have health insurance.I AM A DIABETIC ,HYOPERTENSIVE,LUPES,BACK PAIN;i WENT TO SEE A DOCTOR IN A SMALL TOWN IN Nevbecause I could not pay for the blood work that had been done ,the doctor tore up the lab sheet ,he stated that was their lpolicy. It was my blood they drew and they did not give me the results of the test.</description>
		<content:encoded><![CDATA[<p>I am just a little fish in a great big pond,I FEEL THINGS ARE NOT GOING WELL FOR THE AMERICAN PEOPLE AT THIS TIME.WE HAVE NOTHINGATHIS TIME.Let us have health insurance.I AM A DIABETIC ,HYOPERTENSIVE,LUPES,BACK PAIN;i WENT TO SEE A DOCTOR IN A SMALL TOWN IN Nevbecause I could not pay for the blood work that had been done ,the doctor tore up the lab sheet ,he stated that was their lpolicy. It was my blood they drew and they did not give me the results of the test.</p>
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		<title>By: Cori</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-167519</link>
		<dc:creator>Cori</dc:creator>
		<pubDate>Thu, 11 Dec 2008 01:05:46 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-167519</guid>
		<description>I watched &quot;sicko&quot;. It&#039;s an older movie by Michael Moore. It&#039;s about health insurance. 18,000 people die every year because they don&#039;t have it. Personally I think we should focus back on having a plan that makes it so EVERYONE has health insurance. Obama is focusing on having younger people getting it but it should be everyone. old, young, hispanic, black, white. These companies don&#039;t care about you, all they care about is making their millions. They don&#039;t care wheather you live or die. I&#039;m young. I don&#039;t know a whole lot about politics, but I still have an opinion. I don&#039;t know how we can make it happen, but i&#039;m pretty sure it&#039;s possible.</description>
		<content:encoded><![CDATA[<p>I watched &#8220;sicko&#8221;. It&#8217;s an older movie by Michael Moore. It&#8217;s about health insurance. 18,000 people die every year because they don&#8217;t have it. Personally I think we should focus back on having a plan that makes it so EVERYONE has health insurance. Obama is focusing on having younger people getting it but it should be everyone. old, young, hispanic, black, white. These companies don&#8217;t care about you, all they care about is making their millions. They don&#8217;t care wheather you live or die. I&#8217;m young. I don&#8217;t know a whole lot about politics, but I still have an opinion. I don&#8217;t know how we can make it happen, but i&#8217;m pretty sure it&#8217;s possible.</p>
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		<title>By: David Sertik</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-64542</link>
		<dc:creator>David Sertik</dc:creator>
		<pubDate>Wed, 25 Jun 2008 00:47:07 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-64542</guid>
		<description>I am way under 40 and I believe as a STAUNCH LIBERTARIAN that it&#039;s YOUR RIGHT to do whatever
you wish in your lifestyle...however it&#039;s NOT your right to make ME pay for it!

Therefore I say that the best way is that the young and fittest survive and the old and sick MUST DIE !!!!
If you can&#039;t afford insurance or smoke or drink to drunkeness, then it&#039;s YOUR RESPONSIBILITY
to change your lifestyle or PAY for the resulting medical treatment.

AND I also believe that if you get Cancer or get injured in a car accident, 
well That&#039;s Life! You either get well on YOUR OWN or you simply DIE !!!!

YOU ALL HAVE ABSOLUTELY NO RIGHT TO A PERFECT LIFE !!!! 
YOU DO HAVE A RIGHT to do whatever is NECESSARY to ensure YOUR OWN HEALTH
and to ensure that if you ever DO get sick or seriously injured that you 
have SUFFICIENT FUNDS or insurance to PAY FOR YOUR CARE. 

If you can&#039;t afford it, then IT IS NOT MY RESPONSIBILITY NOR SHOULD IT BE
to pay for something that YOU didn&#039;t DO!!! which is to BUY medical insurance 
OR ensure that YOUR OWN INCOME is sufficiant to allow you to PAY 
for catastrophic injury or disease!

I AM a Darwinist and and TRUE LIBERTARIAN and if you can&#039;t survive
on YOUR OWN, then either rely on close family members/friends
or if you can&#039;t, then make peace with your maker and accept
that LIFE IS NOT FAIR and you will have to die or TAKE
matters into your own hand.....

Why should ---I--- HAVE TO PAY for the STUPIDITY or BAD GENES
of ANOTHER? ... Again, I feel it&#039;s survival of the FITTEST....
If you&#039;re NOT FIT...THEN YOU MUST or SHOULD DIE !!!!!!</description>
		<content:encoded><![CDATA[<p>I am way under 40 and I believe as a STAUNCH LIBERTARIAN that it&#8217;s YOUR RIGHT to do whatever<br />
you wish in your lifestyle&#8230;however it&#8217;s NOT your right to make ME pay for it!</p>
<p>Therefore I say that the best way is that the young and fittest survive and the old and sick MUST DIE !!!!<br />
If you can&#8217;t afford insurance or smoke or drink to drunkeness, then it&#8217;s YOUR RESPONSIBILITY<br />
to change your lifestyle or PAY for the resulting medical treatment.</p>
<p>AND I also believe that if you get Cancer or get injured in a car accident,<br />
well That&#8217;s Life! You either get well on YOUR OWN or you simply DIE !!!!</p>
<p>YOU ALL HAVE ABSOLUTELY NO RIGHT TO A PERFECT LIFE !!!!<br />
YOU DO HAVE A RIGHT to do whatever is NECESSARY to ensure YOUR OWN HEALTH<br />
and to ensure that if you ever DO get sick or seriously injured that you<br />
have SUFFICIENT FUNDS or insurance to PAY FOR YOUR CARE. </p>
<p>If you can&#8217;t afford it, then IT IS NOT MY RESPONSIBILITY NOR SHOULD IT BE<br />
to pay for something that YOU didn&#8217;t DO!!! which is to BUY medical insurance<br />
OR ensure that YOUR OWN INCOME is sufficiant to allow you to PAY<br />
for catastrophic injury or disease!</p>
<p>I AM a Darwinist and and TRUE LIBERTARIAN and if you can&#8217;t survive<br />
on YOUR OWN, then either rely on close family members/friends<br />
or if you can&#8217;t, then make peace with your maker and accept<br />
that LIFE IS NOT FAIR and you will have to die or TAKE<br />
matters into your own hand&#8230;..</p>
<p>Why should &#8212;I&#8212; HAVE TO PAY for the STUPIDITY or BAD GENES<br />
of ANOTHER? &#8230; Again, I feel it&#8217;s survival of the FITTEST&#8230;.<br />
If you&#8217;re NOT FIT&#8230;THEN YOU MUST or SHOULD DIE !!!!!!</p>
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		<title>By: tanstaafl</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-24771</link>
		<dc:creator>tanstaafl</dc:creator>
		<pubDate>Wed, 12 Mar 2008 22:35:53 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-24771</guid>
		<description>&lt;a href=&quot;http://www.nytimes.com/2008/03/11/health/views/11essa.html?em&amp;ex=1205467200&amp;en=025fdb1cfe93e48d&amp;ei=5087%0A rel=&quot; rel=&quot;nofollow&quot;&gt;preaching to the choir&lt;/a&gt;
</description>
		<content:encoded><![CDATA[<p><a href="http://www.nytimes.com/2008/03/11/health/views/11essa.html?em&amp;ex=1205467200&amp;en=025fdb1cfe93e48d&amp;ei=5087%0A rel=" rel="nofollow">preaching to the choir</a></p>
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		<title>By: Larry</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-24770</link>
		<dc:creator>Larry</dc:creator>
		<pubDate>Tue, 11 Mar 2008 17:34:50 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-24770</guid>
		<description>&lt;blockquote&gt;Then, somehow, the behemoth grew, the federal government got deeply involved through sundry medicare this and medicaid that, insurance companies started seeing big $ on the horizon, HMO&#039;s evolved, &quot;medicine&quot; started costing an arm and a leg, doctors started exploiting government programs with egregious charges and performing sundry unnecessary &quot;tests&quot; to justify and pay for expensive technological equipment...



...and the whole thing spiraled out of whack. &lt;/blockquote&gt;



This is why socialized medicine is inevitable. Business didn&#039;t care when it was a trivial cost; now it&#039;s a big hunk of payroll costs, and they want out from under it. Especially businesses who have to compete with foreign companies that don&#039;t have to pay it.



We had an opportunity to do things differently a few decades ago, and business would have supported those reforms. We didn&#039;t do it. Now they just want out, and don&#039;t care about how.
</description>
		<content:encoded><![CDATA[<blockquote><p>Then, somehow, the behemoth grew, the federal government got deeply involved through sundry medicare this and medicaid that, insurance companies started seeing big $ on the horizon, HMO&#8217;s evolved, &#8220;medicine&#8221; started costing an arm and a leg, doctors started exploiting government programs with egregious charges and performing sundry unnecessary &#8220;tests&#8221; to justify and pay for expensive technological equipment&#8230;</p>
<p>&#8230;and the whole thing spiraled out of whack. </p></blockquote>
<p>This is why socialized medicine is inevitable. Business didn&#8217;t care when it was a trivial cost; now it&#8217;s a big hunk of payroll costs, and they want out from under it. Especially businesses who have to compete with foreign companies that don&#8217;t have to pay it.</p>
<p>We had an opportunity to do things differently a few decades ago, and business would have supported those reforms. We didn&#8217;t do it. Now they just want out, and don&#8217;t care about how.</p>
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		<title>By: Alton</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-24769</link>
		<dc:creator>Alton</dc:creator>
		<pubDate>Sun, 09 Mar 2008 15:04:43 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-24769</guid>
		<description>For many reasons, I fear a goverment run health care system.  As someone pointed out above, all will be required to pay for bad health decisions of others.  This will only provide the goverment with more leverage to dictate by regulation what it deems to be a &quot;healthy lifestyle&quot;, with the corresponding erosion of freedom.

I love to eat fatty foods (yummy fois gras) and enjoy adult beverages and an occasional cigar.  However, I will probably never sky dive, mountain climb or operate a motorcycle - but support everyone&#039;s RIGHT to do so.

We have already seen efforts to ban many aspects of my lifestyle on the basis of its alleged costs to society.  Universal healthcare will only exacerbate pressure to limit other lifestyle choices.
</description>
		<content:encoded><![CDATA[<p>For many reasons, I fear a goverment run health care system.  As someone pointed out above, all will be required to pay for bad health decisions of others.  This will only provide the goverment with more leverage to dictate by regulation what it deems to be a &#8220;healthy lifestyle&#8221;, with the corresponding erosion of freedom.</p>
<p>I love to eat fatty foods (yummy fois gras) and enjoy adult beverages and an occasional cigar.  However, I will probably never sky dive, mountain climb or operate a motorcycle &#8211; but support everyone&#8217;s RIGHT to do so.</p>
<p>We have already seen efforts to ban many aspects of my lifestyle on the basis of its alleged costs to society.  Universal healthcare will only exacerbate pressure to limit other lifestyle choices.</p>
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		<title>By: tanstaafl</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-24768</link>
		<dc:creator>tanstaafl</dc:creator>
		<pubDate>Sun, 09 Mar 2008 14:08:37 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-24768</guid>
		<description>When I was a child, my parents (in the so called middle class) were eminently capable of paying a doctor for every day, non catastrophic illness or injury.

When I got sick with childhood illnesses, the doctor would come to our house and give me a soothing little shot in the behind.  His presence and involvement in my &quot;healthcare&quot; (à la the principles of Hippocrates) was always encouraging.

The only time we used insurance was when my sister broke her arm.

Then, somehow, the behemoth grew, the federal government got deeply involved through sundry medicare this and medicaid that, insurance companies started seeing big $ on the horizon, HMO&#039;s evolved, &quot;medicine&quot; started costing an arm and a leg, doctors started exploiting government programs with egregious charges and performing sundry unnecessary &quot;tests&quot; to justify and pay for expensive technological equipment...

...and the whole thing spiraled out of whack.

For some insight into the federal government insinuating itself even further into &quot;healthcare&quot; than it has already, I turn to the words of the inimitable P.J. O&#039;Rourke...

&lt;b&gt;If you think health care is expensive now, wait until you see what it costs when it&#039;s free.&lt;/b&gt;


</description>
		<content:encoded><![CDATA[<p>When I was a child, my parents (in the so called middle class) were eminently capable of paying a doctor for every day, non catastrophic illness or injury.</p>
<p>When I got sick with childhood illnesses, the doctor would come to our house and give me a soothing little shot in the behind.  His presence and involvement in my &#8220;healthcare&#8221; (à la the principles of Hippocrates) was always encouraging.</p>
<p>The only time we used insurance was when my sister broke her arm.</p>
<p>Then, somehow, the behemoth grew, the federal government got deeply involved through sundry medicare this and medicaid that, insurance companies started seeing big $ on the horizon, HMO&#8217;s evolved, &#8220;medicine&#8221; started costing an arm and a leg, doctors started exploiting government programs with egregious charges and performing sundry unnecessary &#8220;tests&#8221; to justify and pay for expensive technological equipment&#8230;</p>
<p>&#8230;and the whole thing spiraled out of whack.</p>
<p>For some insight into the federal government insinuating itself even further into &#8220;healthcare&#8221; than it has already, I turn to the words of the inimitable P.J. O&#8217;Rourke&#8230;</p>
<p><b>If you think health care is expensive now, wait until you see what it costs when it&#8217;s free.</b></p>
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		<title>By: John More</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-24767</link>
		<dc:creator>John More</dc:creator>
		<pubDate>Sun, 09 Mar 2008 03:10:17 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-24767</guid>
		<description>Dr. Hsieh&#039;s article offers mere assertions that removing all government mandates will make things better, while admitting that some people will end up without coverage. Such hand waving may be popular among those who value freedom (and most of us do), but is totally unconvincing.

The current system is indeed a mess. A system with no government at all would  probably find it impossible to socialize risk in a way that is socially acceptable.

Health care is an unusual commodity - because some of the most expensive health care is simply not optional - it is life or death. Thus the examples in the article (Lasik and cosmetic surgery) are irrelevant - those are almost always purely optional - luxury goods rather than necessities.

I fear an acceptable solution will require some government mandates to insure universal coverage. But it should be for true insurance - that which protects one against unexpected catastrophic costs - rather than routine care.

Of course, if we ignore the idea of universal coverage, but do all the other reforms, we leave many people (especially those of us already trapped in the current system) completely uninsured. A market where many people cannot purchase insurance to protect their savings is a market that discourages savings!

Also unmentioned in this debate is the pathetic state of automation in the medical industry. Hospitals and doctors are decades behind other industries in automation, even though they are buried in paperwork. Many patients die due to mistakes that could be avoided with automation of care. Care is delayed, and costs raised, by the lack of modern ways of transmitting medical records. Dealing with any insurance system that has anti-fraud provisions (i.e. even that which the free market would produce) requires lots of information exchange, and automation could greatly reduce this.

And yet, our much vaunted medical system uses scribbled prescriptions, hand written hospital orders and records, and employs many clerks to deal with payment and authorization issues.
</description>
		<content:encoded><![CDATA[<p>Dr. Hsieh&#8217;s article offers mere assertions that removing all government mandates will make things better, while admitting that some people will end up without coverage. Such hand waving may be popular among those who value freedom (and most of us do), but is totally unconvincing.</p>
<p>The current system is indeed a mess. A system with no government at all would  probably find it impossible to socialize risk in a way that is socially acceptable.</p>
<p>Health care is an unusual commodity &#8211; because some of the most expensive health care is simply not optional &#8211; it is life or death. Thus the examples in the article (Lasik and cosmetic surgery) are irrelevant &#8211; those are almost always purely optional &#8211; luxury goods rather than necessities.</p>
<p>I fear an acceptable solution will require some government mandates to insure universal coverage. But it should be for true insurance &#8211; that which protects one against unexpected catastrophic costs &#8211; rather than routine care.</p>
<p>Of course, if we ignore the idea of universal coverage, but do all the other reforms, we leave many people (especially those of us already trapped in the current system) completely uninsured. A market where many people cannot purchase insurance to protect their savings is a market that discourages savings!</p>
<p>Also unmentioned in this debate is the pathetic state of automation in the medical industry. Hospitals and doctors are decades behind other industries in automation, even though they are buried in paperwork. Many patients die due to mistakes that could be avoided with automation of care. Care is delayed, and costs raised, by the lack of modern ways of transmitting medical records. Dealing with any insurance system that has anti-fraud provisions (i.e. even that which the free market would produce) requires lots of information exchange, and automation could greatly reduce this.</p>
<p>And yet, our much vaunted medical system uses scribbled prescriptions, hand written hospital orders and records, and employs many clerks to deal with payment and authorization issues.</p>
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		<title>By: Fat Jolly Penguin</title>
		<link>http://pjmedia.com/blog/todays_health_insurance_aint_i/#comment-24766</link>
		<dc:creator>Fat Jolly Penguin</dc:creator>
		<pubDate>Sun, 09 Mar 2008 02:54:29 +0000</pubDate>
		<guid isPermaLink="false">http://dev.pajamasmedia.com/blog/todays-health-insurance-aint-insurance/#comment-24766</guid>
		<description>Bu-bu-but, you hateful person you, think about the CHIIIIIIIIIIILDREN!

/unhinged lefty
</description>
		<content:encoded><![CDATA[<p>Bu-bu-but, you hateful person you, think about the CHIIIIIIIIIIILDREN!</p>
<p>/unhinged lefty</p>
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