The Obama administration and Health and Human Services Secretary Kathleen Sebelius apparently had no interest in determining the best practices for setting up a health insurance purchasing website before plunging ahead with Obamacare’s.
If they did, they might have considered starting at eHealthInsurance.com, which went live in 1998. A quick visit there reminds one of how ridiculously simple all of this currently is — and very soon won’t be, as the screencap at the top of this post illustrates.
Its unstated message is simple: “After 2014, unless Obamacare gets changed, those pre-Obamacare plans will be gone.” Or, more pointedly, “Don’t get too attached to any pre-Obamacare plan you buy, because, contrary to what you were told, you won’t be able to keep it:”
On September 30, the day before HealthCare.gov’s disastrous debut, and after almost four years during which he and his employer danced around and avoided the topic, Calvin Woodward at the Associated Press, aka the Administration’s Press, acknowledged in the sixteenth paragraph of a “fact check” about “slippery claims” that Obama’s “if you like the health care that you have, that you currently have, you can keep it” pledge “was an empty promise, made repeatedly.”
Further, Woodward noted: “Nothing in the health care law guarantees that people can keep the health insurance they already have.”
Translation: “We’ve all known from the start that Obama has been lying to the American people about this, and now that lie has reached the end of its useful life. Too bad, so sad, suckers.”
For a 22-year-old male living in my zip code, answering four questions at eHealthInsurance.com relating to gender, birth date, tobacco use, and student status is all one needs to obtain a list of 70 pre-Obamacare plans offered by five different carriers. Monthly costs range from $40 to $222 per month. Over half are under $100. For a 60 year old, there are also 70 plans and five carriers, with costs ranging from $176 to $913, 50 of which are under $400.
The only credible objection to these arrangements is that those with pre-existing conditions will in most cases be unable to purchase the identified policies. Obama and his administration have tried to scare people about the vast horde of Americans excluded on this basis. But as the Heritage Foundation pointed out earlier this year, the administration’s own attempt to serve affected people until Obamacare officially kicks in “unexpectedly” found far fewer of them, blew through all of its allocated money trying to serve those who did enroll, and had to prematurely shut down new enrollments. (The “party of compassion” strikes again.)
When Obamacare kicks in, there will be no exclusions for pre-existing conditions — and look what will happen to premiums.