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Obamacare: A Law or a Shakedown?

Nice insurance company you have there. Be a shame if something happened to it.

by
Rich Baehr

Bio

December 17, 2013 - 12:00 am
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obama_tears_up_contract_big_11-21-13-1

I am altering the deal. Pray I don’t alter it further.

Late last week, the Obama administration made a series of “requests” to insurance companies that are participating in the new exchanges, federal or state, as well as those companies processing renewal requests for individual insurance policies that were initially cancelled and may now be renewed in those states where the state insurance commissioner has given the OK.

These “requests” follow a series of retreats from deadlines established at the time the Affordable Care Act was passed in 2010. These include:

    1. delaying the employer mandate for a year;
    2. delaying the end of the sign-up period for coverage beginning January 1;
    3. delaying the introduction of the Spanish language website;
    4. delaying small business online enrollment for a year;
    5. delaying the beginning of the enrollment period for 2015 until mid-November so that it follows the 2014 midterms (a delay selected so that voters do not get to see the large premium increases that almost certainly will be coming in the second year); and
    6. allowing insurance companies to reinstate cancelled policies that had been judged non-compliant with Obamacare mandates or “grandfathering corridors.”

The latest “requests” may seem in some way to be more of the same and, if anything, less burdensome since they are requests rather than official delays or changes in policies, and are described as nothing more than a few suggestions to ease the transition to the new coverage.

There is another way, however, to see the latest “fixes” that the Obama administration is requesting from the insurance companies, and that is to view them as something far removed from business as usual. The purpose of the requests, as with all of the delays and policy changes to date, is a fairly obvious attempt to shift blame away from the law itself and the president and members of the Democratic Party who drafted the law, promoted it, voted for it, and defended it every step of the way.

The obvious fall guys for the Obama administration are the insurance companies. These firms have never been popular, but they bought into supporting the new law because it promised them 20 million new enrollees on the exchanges, with a public utility model that ensured a certain level of profit for the new policies. The companies are now learning that they are not independent players anymore, free to set prices and conditions for coverage that are consistent with the law that was passed and for which they, unlike the administration, had planned. They are, it seems, now at the whim and mercy of a politically deflated president who needs the insurance companies to change their way of doing business from month to month — this time to prevent a January rollout fiasco when coverage is scheduled to begin for those who have supposedly signed up.

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Top Rated Comments   
It's a shakedown, just another in a long line of power grabs by Obama and his Democrats.

To give you an idea how Obama thinks, just read this article, in which the producers of House of Cards offer Obama a cameo on the next season of the show and he expresses his admiration for how Kevin Spacey's character "gets things done". If you haven't seen the show, Kevin Spacey plays a senior House representative who personally KILLS a member of his own party as part of a plan to advance his own power.

http://www.deadline.com/2013/12/barack-obama-house-of-cards-cameo-netflix-reed-hastings-kevin-spacey/

The other TV character Obama said he admired greatly was Omar, from The Wire. Omar was a violent criminal who made his living robbing drug gangs of their ill-gotten gains and/or drugs.

Heck of a guy, this Obama!
48 weeks ago
48 weeks ago Link To Comment
The demonization of the insurance companies is the second step in the government take over of the health care industry. First step was subordination and compliance with mandated coverage parameters, second step is the companies inability to respond to the requests to revert back to the cancelled policies in time thereby making them the "bad guys" ( easy to do since insurance companies are universally disliked ) and the third step ( probably in 2017-18 ) is the move to a single payer system which this person believes has been the goal all along.
48 weeks ago
48 weeks ago Link To Comment
A law or a shakedown?

What part of it resembles a law?

A law is passed, codified and administered according to a strict set of rules. It cannot be changed, modified nor applied ex post facto, except under the strictest restraining guidelines.

A federal law must respect states rights. It cannot destroy any Constitutional right of the people.


What part of this ACT, resembles a shakedown?

It was passed in the dead of night, in reconciliation.
Nobody read the damn thing, and then they sneered, "you have to pass it to find out what's in it".
They argued that it wasn't a tax, then before the Supreme Court they argued it was.
They put the IRS in as overlords of it.
They forced people to buy it, before they put in identity protection.
The NSA has been collecting metadata illegally already.
They hired the same company, Michelle's crony...that removed the security on the credit card check for the campaigns.
They lied about keeping your plan, your doctor, your hospital.

It's not a law...they are lawless.

It is not a shakedown.

It's tyranny. Totalitarians don't shake you down...they take you out.
48 weeks ago
48 weeks ago Link To Comment
All Comments   (43)
All Comments   (43)
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So now we can add extortion to the list of crimes Obama has committed against our society.
48 weeks ago
48 weeks ago Link To Comment
when you hire an affirmative action, unpatriotic, irresponsible, chicago thug, failure, you get this when you don't stand up to the idiocy and smack it down.
48 weeks ago
48 weeks ago Link To Comment
In 1790, John Philpot Curran said, “It is the common fate of the indolent to see their rights become a prey to the active. The condition upon which God hath given liberty to man is eternal vigilance; which condition if he break, servitude is at once the consequence of his crime and the punishment of his guilt.” How do we become eternally vigilant? Plato writes in his Laws that men are the true guardians of the law, and they need a knowledge of them all. They must be able to illustrate and explain this knowledge in their speech and to adapt to it in their practice, and to discern the nature and division of good and evil. The God of Israel acknowledges the wisdom of being knowledgeable and active in the laws when He says in Deuteronomy 6.6-7 “… these words, which I command you today, shall be on your heart; and you shall teach them diligently to your children, and shall talk of them when you sit in your house, and when you walk by the way, and when you lie down, and when you rise up. You shall bind them for a sign on your hand, and they shall be for frontlets between your eyes. You shall write them on the door posts of your house, and on your gates.” The fact that the American people have failed to be vigilant over their laws and those who execute them is resolved by ordaining the missing 4th branch of government, the Sabbath. The Sabbath is a weekly town hall meeting by all the people for the work of public business by the sovereign. Article VIII ordains the Sabbath. Read it; CHCAFE.WORDPRESS.com
48 weeks ago
48 weeks ago Link To Comment
It's a shakedown, just another in a long line of power grabs by Obama and his Democrats.

To give you an idea how Obama thinks, just read this article, in which the producers of House of Cards offer Obama a cameo on the next season of the show and he expresses his admiration for how Kevin Spacey's character "gets things done". If you haven't seen the show, Kevin Spacey plays a senior House representative who personally KILLS a member of his own party as part of a plan to advance his own power.

http://www.deadline.com/2013/12/barack-obama-house-of-cards-cameo-netflix-reed-hastings-kevin-spacey/

The other TV character Obama said he admired greatly was Omar, from The Wire. Omar was a violent criminal who made his living robbing drug gangs of their ill-gotten gains and/or drugs.

Heck of a guy, this Obama!
48 weeks ago
48 weeks ago Link To Comment
"Manson cult: the acolytes, Moonies, groupies and cultists of Obama are impervious to reason, experience and common sense."

It is my belief that there is no such thing as common sense; it's really just another word for experience. If there really was something called common sense, we'd all have it but some people truly don't have the sense to come in out of the rain. Look at the foolishness people have committed to win Darwin Awards. Here's just one example: http://www.darwinawards.com/darwin/darwin2012-03.html
48 weeks ago
48 weeks ago Link To Comment
Nearly two weeks ago, I pointed out that Ed Driscoll (a pundit I generally admire) had been suckered by propaganda which claimed that the problems with the Obamacare software were actually with the "legacy" software (i.e. the stuff that had worked very well for forty years), rather than with the brand new, "who-knows-what-it-does-just-stick-it-in-the-microwave" code from Obamacare.

Rich Baehr is uncovering more of the same attitude: transferring the blame on to the insurance companies.
48 weeks ago
48 weeks ago Link To Comment
Cronycapitalism on full display for every American to see. Insurance companies are unmasked for having participated in back room deals with administration officials responsible for writing a labyrinth of legalese no intelligent American can understand...not even law school scholars. Now, these same insurance companies are backpedaling their decisions, now that each and every one of them has been exposed for the fraud they are. No more "pre-existing condition" but try and get health coverage for even the basics at a "REASONABLE" price HAH! See, what happened? And the new 21 taxes? Now, come JAN1, 2014, 8 deductions will be "sun-setted!" Need more proof We The People are being played like a fiddle??? Pray. Amen. Join a Tea Party, urgently.
48 weeks ago
48 weeks ago Link To Comment
affirmative action hire, who is an unpatriotic, irresponsible chicago thug failure, and shame on the insurance companies for selling their companies for this lying man's attempt to take over their business,
48 weeks ago
48 weeks ago Link To Comment
ObamaCare has managed to develop the worst of all worlds. The bronze plans are catastrophic care policies (40% co pay and $6000 deductibles), but priced higher than previous policies that pretty much cover all the risks the purchaser wants covered.

But, no one ever contemplated the government would be trying to force health insurers to provide coverage to people who may not have applied, have not yet paid, or possible will not pay at all, under the threat of a government penalty. Now, we all know that even under "Congress's ability to tax", that is unconstitutional. The health insurers entered into a deal with the devil and are no getting their due. Where are Harry and Louise when we need them?
48 weeks ago
48 weeks ago Link To Comment
and don't you love that now B.O. is telling us the policies that people were forced out of were not good enough, but their new substandard, more costly policies are so much better.
48 weeks ago
48 weeks ago Link To Comment
If an insurance company allows clients to continue with their old (now cancelled) plans for another year, and some of their clients require treatment that is not covered, but would have been under an Obamacare plan, what happens? The clients sue and now the insurance company has to ask the court to uphold an illegal contract? What are the odds of success on that?
48 weeks ago
48 weeks ago Link To Comment
What happens is that providers take less. The result is more pain and suffering for the patient.

Sure any doc can give you a prescription for the newest arthritis drug. Now you show up at the pharmacy and that supply for one month of pain free living while you go out to earn every day is $500, not the $8 you paid before the new benefit.

Advil is still cheap so you buy that instead.

The lawyers are no help. This is what America elected. Good luck changing the destruction of American medicine. It has already happened.

I recommend practicing on your own until there is no other choice. There is good information on the internet and most problems are self limiting. When something big happens then just go to the hospital and worry about the bill later.

Appreciate what Rick Caird wrote but there is no way to drag the POTUS into court on a civil suit and there is no such thing as "black letter law" currently.
48 weeks ago
48 weeks ago Link To Comment
Actually, that might be a good thing. The insurers will claim Obama wanted them to do that and Obama can get dragged into court to finally explain under what authority he is allowed to change black letter law. That would resolve the lack of standing problem.
48 weeks ago
48 weeks ago Link To Comment
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