A responsible steward of taxpayer dollars would never have considered opening the exchanges in their current state of disarray.
Those seeking coverage at the exchanges must complete detailed and challenging online or paper applications on the “honor system.” Needless to say — except that we have to say it for the benefit of the administration, which is either hopelessly naive or deliberately causing an incurable catastrophe — the likelihood of millions of errors, both unintentional and deliberate, is incredibly high. “Navigators,” who are supposed to help applicants through the process and who will have access to all kinds of personal information, appear to be on a technical par with your average ACORN representative from back in the day, but are still not being subjected to criminal background checks.
Even those who manage not to put garbage in will still be getting garbage out: Obamacare’s software “still can’t correctly calculate the amount of subsidies that an individual applicant is eligible for.”
The press has certainly known about the bureaucracy’s failure to execute for well over a year. Yet, with very rare exceptions, one will search in vain for coverage of the missed deadlines, internal control weaknesses, and emptied slush funds from the Associated Press, the New York Times, or the broadcast networks.
Obamacare has left a trail of false promises which would embarrass even Joe Isuzu: premiums for most participants will not be cheaper than a cell phone bill (especially mine, which is only $20); premiums in general won’t be going down, they’re going up; plans participants purchase — thanks to yet another politically convenient delay – will not have a cap on out-of-pocket costs. And the big lie, of course — “if you like your health plan, you can keep it” — is simply not so. Thousands of those who have had coverage in the individual health insurance market are either being told that they not longer do, or are facing exorbitant rate increases.
Obamacare is destroying the private individual market for health insurance by design, not accident.
Several months from now, barring a center-right media triumph we have no right to expect, Obamacare’s failures won’t be presented to low-information voters as failures by the press. Its cascading harm to the economy and employment will be blamed on … something else.
At that point, I suspect that many of those who thought they could — as Senate Minority Leader Mitch McConnell has frequently claimed — tear out Obamacare “root and branch” after allowing its initial funding to take place will privately regret their choice of strategy.
But not nearly as much as will the vast majority of Americans.